Company car crash claims statistics prove case for separate male/female driver training
31/7/96 - Accident ManagementMale company car drivers cause more damage than women when they have a crash, but their female colleagues cause more accidents than men, Velo Insurance Services' third quarterly Fleet Statistics Report reveals.
Velo has more than 50,000 vehicles under accident and insurance management, and handles more than 3,000 new fleet vehicle insurance claims each month. The latest figures suggest women are costing fleets less in accident claims than men - the average cost of incidents for men was ï¿½564 and the average for women ï¿½545.
But statistical analysis does not resolve the 'are women better drivers than men?' debate. Instead, it highlights a marked difference in the nature of male and female insurance claims. And that, says Velo, could suggest men and women require different driver training to help reduce incident rates and costs.
Director of insurance Tina Neale said: 'The report shows further examination of the claims history may be needed to identify the type of training required. Both companies using and offering driver training should consider different courses for men and women, as each appear to have different driver habits, leading to different types of accidents.'
Average costs of incidents: Male ï¿½564, female ï¿½545.
At fault accidents involving another vehicle: Male ï¿½831 (20.6% of all incidents involving male drivers), female ï¿½734 (26% of all incidents involving women).
At fault accidents not involving another vehicle: Male ï¿½2,012 (2.05%), female ï¿½1,811 (1.39%).
All at fault incidents: Male (37.2% of all incidents involving male drivers were 'at fault'), female (45.3% 'at fault').
Insured hit fixed objects incidents (parking/manoeuvring): Male ï¿½461 (12.6%), female ï¿½472 (16.7%).
Theft of vehicles: Male 1.11%, female 0.66%.
Theft from vehicles: Male 7.52%, female 5.51%
ï¿½ 1996 FLEET WORLD [Designed for Netscape 1.1N and above]